Signature Loans & Lines of Credit

Enjoy freedom and flexibility with a loan that won't tie you down.

Collateral-free loans

There’s no need to put up your house or car. All this loan takes is your signature. You can get a loan for almost any expense. All it takes is your signature ($1,000 minimum). Cover emergencies, vacations, weddings, and more. You can also open a line of credit so that you have a flexible, ready source of cash when you need it—even if you never end up using it, it can offer considerable peace of mind.

• Rates that help you keep more in your wallet
• Customizable terms for every situation
• Only pay interest on what you actually borrow
• Local, Mississippi decision making and processing
• Friendly, helpful service from start to finish

Rates & Calculator

Signature Loans

Start applying

Why wait around? Come into a branch today, or apply right here online.

Related Resources

Share or Certificate Secured Loans

Debt Protection

If your life takes an unexpected turn, your family's finances can be strained. But optional Debt Protection may cancel or reduce your loan payments or balance in case of involuntary unemployment, disability, or death. It's just one more way you can look out for the people you love. We can help choose which option is right for you.

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Summer Loan

We’re located right here at home, and we’re ready and willing to help you quickly get the cash you need to cover almost any expense. All it takes is your signature. The best part is we will work with you to ensure you have a low rate and a monthly payment you can afford.

●Borrow $1,000 or more
●No collateral needed
●Fast funding

BONUS OFFER: Open a Checking Account and enjoy a 0.25% APR* discount off your loan! Already have a Checking Account at Magnolia? Enjoy the same offer for being such a loyal member.

This offer is available for a limited time only!
Apply today using code MAGSUMMER!

*APR=Annual Percentage Rate and subject to credit approval. Rates are effective 6/1/22. Other restrictions may apply. Eligibility is based on an evaluation of each applicant’s credit history, and credit approval is required. 0.25% loan discount requires a new or existing Magnolia Federal Credit Union checking account. Existing checking accounts must be in good standing to receive a rate discount. This offer is available for a limited time only. Membership required. See credit union for complete details. Insured by NCUA.

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You are leaving Magnolia FCU’s website and linking to an alternate website not operated by the credit union. Magnolia FCU is not responsible for the content of the alternate website and does not represent either the third party or the member if the two enter into a transaction. The privacy practices of the alternate site may differ from those practiced by the credit union. You should review the privacy policy of any site before providing any information.